The presentation covers the use cases of a wallet-driven payment ecosystem in Asia, a cloud-based payment processing for neobanks in Europe, domestic QR code and instant payments schemes, remote migration during the pandemic, and more. It was given at the Thales Global Payments Security Virtual Summit, whose major theme was how 2020 has been a year of significant change across the payments industry. The discussion focused on payments in the cloud, real-time payments, the growth of contactless payments, and new fraud vectors and the market impact of COVID-19.